Privacy Policy

Effective Date: January 2025

At DebtFreePathways.com, your privacy is our top priority. This Privacy Policy details how we handle user data.

Client-Side Financial Data Processing

All financial figures entered into our debt payoff and amortization calculators (such as debt balances, interest rates, and monthly payment amounts) are processed locally inside your web browser via JavaScript. We do not transmit, log, or store your debt details on our servers.

Log Files & Analytics

Like most standard websites, we may collect non-personally identifiable technical information via hosting providers (e.g., Cloudflare CDN) including IP address, browser type, referring pages, and timestamp to maintain site stability and security.

Advertising & Cookies (Google AdSense)

We partner with third-party vendors, including Google, who use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our sites and/or other sites on the Internet. Users may opt out of personalized advertising by visiting Google Ads Settings.