Privacy Policy
Last updated: May 2026
We do not collect your data
DebtFreePathways does not collect, store, or transmit any personal or financial information you enter into our calculators. All calculations happen entirely within your browser. Nothing is sent to our servers.
What we don't collect
- No financial data (balances, interest rates, payment amounts)
- No personal information (name, email, address)
- No account or login information (we don't have accounts)
- No payment information
Cookies
We do not set our own tracking cookies. However, third-party services on this site (including Google AdSense) may use cookies to serve ads and measure performance. These cookies are set by third parties and governed by their own privacy policies.
Advertising
This website uses Google AdSense, a web advertising service provided by Google LLC. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to this website or other websites across the internet. This allows Google and its partners to serve ads based on your browsing history.
You may opt out of personalised advertising by visiting Google's Ads Settings or by visiting www.aboutads.info. For more information on how Google uses data when you use our site, please visit Google's Privacy & Terms.
Third-party services
We use Google Analytics to understand how visitors interact with our site. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. You can opt out of Google Analytics tracking by installing the Google Analytics opt-out browser add-on.
Google AdSense and advertising
DebtFreePathways uses Google AdSense to display advertisements. Google AdSense is a third-party advertising service operated by Google LLC. As part of this service:
- Google may use cookies and web beacons to serve ads based on your prior visits to this website or other websites.
- Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the internet.
- We do not have access to or control over cookies placed by Google AdSense.
You may opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookies for personalised advertising by visiting aboutads.info.
Google Analytics
We use Google Analytics to understand how visitors interact with our site. Google Analytics collects anonymised data about page views, session duration, and traffic sources. This data does not identify individual users and is used only to improve the site.
Google Analytics uses cookies to collect this information. You can opt out of Google Analytics tracking using the Google Analytics opt-out browser add-on.
Cookies
We do not set our own tracking or marketing cookies. Third-party services on this site — including Google AdSense and Google Analytics — may set their own cookies. These cookies are governed by the privacy policies of those third parties, not by us.
Most browsers allow you to control cookies through their settings. You can also use browser extensions to block third-party cookies entirely. Blocking cookies will not affect the functionality of our calculators, which run entirely in your browser without cookies.
Children's privacy
DebtFreePathways is not directed at children under the age of 13. We do not knowingly collect any personal information from children. If you believe a child has submitted personal information to us, please contact us at hello@debtfreepathways.com and we will take steps to remove it.
Links to other websites
Our guides may contain links to external websites for reference purposes. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policy of any external site you visit.
Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site after any changes constitutes your acceptance of the updated policy.
Your rights
Depending on your location, you may have rights regarding your personal data under applicable privacy laws (such as GDPR or CCPA). Since we do not collect personal or financial data through our calculators, these rights are primarily relevant to any contact information you voluntarily submit through our contact form. To exercise any rights or ask questions about your data, contact us at hello@debtfreepathways.com.
Contact
If you have any questions about this Privacy Policy, contact us at hello@debtfreepathways.com.